Initiation Fee Insurance, underwritten by Chubb and offered through Owners & Members, allows private clubs and management companies to offer an insured initiation fee refund promise to their members. The member is assured of a timely refund of the initiation fee due to resignation and relocation. The club transfers relocation attrition risk to the insurance company and incurs no debt or cost as the premium is paid within the initiation fee. The look and feel of equity is achieved through the benefits of Initiation Fee Insurance. Learn more about ClubExpress® Initiation Fee Insurance

Welcome to Owners & Members' secure, easy-to-use online reporting service. O&M is dedicated to adding membership value to today's private clubs. To access your benefits, please log in: username: password: Forget your username or password? Meet us at these upcoming events: Golf Inc. Conference, Amelia Island Plantation, April 12-14, 2010

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Chubb refers to the insurers of the Chubb Group of Insurance Companies. Actual coverage is subject to the language
of the policies as issued. Coverage may not be available in all jurisdictions. Chubb, Box 1615, Warren, NJ 07061-1615